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#0003}.calculator-output{text-align:center;color:#fff;border-radius:var(--border-radius);background:linear-gradient(135deg,#1a3a5f 0%,#2c5282 100%);margin-top:2rem;padding:1.5rem}.calculator-output p{opacity:.9;margin:0}.calculator-output h3{color:#fff;margin:.5rem 0 0;font-family:Inter,sans-serif;font-size:2.5rem}.calculator-note{color:#d9e2ec;margin-top:.5rem}.affiliate-disclosure{border-radius:var(--border-radius);border-left:5px solid var(--secondary);background-color:#eef2f7;align-items:flex-start;gap:1.5rem;padding:1.5rem 2rem;display:flex}.affiliate-disclosure i{color:var(--secondary);margin-top:5px;font-size:2rem}.affiliate-disclosure h3{margin-top:0;margin-bottom:.5rem;font-size:1.2rem}.affiliate-disclosure p{color:var(--gray);margin:0;font-size:.9rem;line-height:1.5}#offers{padding:80px 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h3{margin-bottom:15px;font-size:1.4rem}.card-content>p{color:var(--gray);flex-grow:1}.card-details{border-top:1px solid var(--light-gray);margin:20px 0 0;padding:15px 0 0;font-size:.9rem;list-style:none}.card-details li{color:var(--gray);margin-bottom:8px}.card-details li:last-child{margin-bottom:0}.card-details strong{color:var(--dark)}.card-cta{background-color:var(--accent);color:#fff;text-align:center;border-radius:var(--border-radius);transition:var(--transition);margin-top:20px;padding:12px;font-weight:600;display:block}.card-cta:hover{background-color:#0b8a5e}.state-disclaimer-container{border-radius:var(--border-radius);max-width:800px;box-shadow:var(--box-shadow);text-align:center;background-color:#fff;margin:0 auto 40px;padding:2.5rem}.state-disclaimer-container .us-only-notice,.disclaimer-controls{margin-bottom:1.5rem}.disclaimer-controls p{color:var(--dark);margin-bottom:.5rem}.disclaimer-controls select{border-radius:var(--border-radius);border:1px solid var(--light-gray);cursor:pointer;width:100%;max-width:300px;padding:12px;font-family:Inter,sans-serif;font-size:1rem}.state-disclaimer-details{border-radius:var(--border-radius);color:var(--gray);text-align:left;background-color:#f5f7fa;padding:1.25rem;font-size:.9rem}.state-disclaimer-details p{margin:0}.state-disclaimer-details a{color:var(--accent);font-weight:600;text-decoration:none}.state-disclaimer-details a:hover{text-decoration:underline}.faq-accordion{max-width:800px;margin:0 auto}.faq-item{border-radius:var(--border-radius);box-shadow:var(--box-shadow);background:#fff;margin-bottom:1rem}.faq-question{text-align:left;cursor:pointer;width:100%;color:var(--primary);background:0 0;border:none;justify-content:space-between;align-items:center;padding:20px;font-family:Inter,sans-serif;font-size:1.2rem;font-weight:600;display:flex}.faq-question i{transition:var(--transition);color:var(--accent)}.faq-item.active .faq-question i{transform:rotate(180deg)}.faq-answer{max-height:0;transition:max-height .4s ease-in-out,padding .4s;overflow:hidden}.faq-answer p{color:var(--gray);margin:0;padding:0 20px 20px}.faq-item.active .faq-answer{max-height:300px}.content-page{border-radius:var(--border-radius);box-shadow:var(--box-shadow);background:#fff;max-width:900px;margin:40px auto;padding:40px}.content-page h1{text-align:center;font-size:2.8rem}.content-page h2{border-bottom:2px solid var(--accent);margin-top:2rem;padding-bottom:.5rem}.content-page p,.content-page li{color:var(--gray)}.content-page ul,.content-page ol{padding-left:20px}.content-page blockquote{border-left:4px solid var(--accent);margin:1.5rem 0;padding-left:1.5rem;font-style:italic}.content-page blockquote p{color:var(--secondary)}.content-wrapper{flex-direction:column;gap:40px;margin:40px auto;display:flex}.main-content{flex:3;min-width:0}.main-content .section{border-radius:var(--border-radius);box-shadow:var(--box-shadow);background:#fff;margin-bottom:30px;padding:30px}.main-content .section-title{border-bottom:1px solid var(--light-gray);text-align:left;margin-bottom:25px;padding-bottom:15px}.main-content .section-title h2{font-size:1.8rem}.main-content .section-title:after{display:none}.sidebar{flex:1;min-width:280px}.sidebar-widget{border-radius:var(--border-radius);box-shadow:var(--box-shadow);background:#fff;margin-bottom:30px;padding:25px}.sidebar-widget h3{border-bottom:1px solid var(--light-gray);margin-bottom:20px;padding-bottom:15px;font-size:1.5rem}.calculator-widget{text-align:center}.calculator-widget .btn{width:100%;margin-top:20px}.quick-facts-list{margin-top:20px;padding:0;list-style:none}.quick-facts-list li{border-bottom:1px solid var(--light-gray);padding:10px 0}.quick-facts-list li:last-child{border-bottom:none}.pros-cons{flex-direction:column;gap:30px;margin:30px 0;display:flex}.pros,.cons{border-radius:var(--border-radius);flex:1;padding:25px}.pros{border-left:4px solid var(--accent);background-color:#0d9e6d0d}.cons{background-color:#e74c3c0d;border-left:4px solid #e74c3c}.pros h3,.cons h3{align-items:center;gap:10px;margin-bottom:20px;font-family:Inter,sans-serif;font-size:1.2rem;display:flex}.pros h3{color:var(--accent)}.cons h3{color:#e74c3c}.pros ul,.cons ul{padding-left:0;list-style:none}.pros li,.cons li{color:var(--gray);align-items:flex-start;gap:10px;margin-bottom:15px;display:flex}.pros li i{color:var(--accent);margin-top:5px;font-size:1.1rem}.cons li i{color:#e74c3c;margin-top:5px;font-size:1.1rem}.key-points-grid{grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin:30px 0;display:grid}.point-card{background:var(--light);border-radius:var(--border-radius);transition:var(--transition);padding:25px}.point-card:hover{transform:translateY(-5px);box-shadow:0 10px 20px #0000001a}.point-card i{color:var(--accent);margin-bottom:20px;font-size:2.5rem;display:block}.point-card h3{margin-bottom:15px;font-size:1.4rem}.point-card p{color:var(--gray)}.tip-box{border-left:4px solid var(--accent);border-radius:0 var(--border-radius)var(--border-radius)0;background-color:#0d9e6d1a;margin:30px 0;padding:25px}.tip-box h3{color:var(--accent);align-items:center;gap:10px;margin-bottom:15px;font-family:Inter,sans-serif;font-size:1.2rem;display:flex}.tip-box p{color:var(--gray)}.styled-list.simple{padding-left:0;list-style-type:none}.styled-list.simple li{background:0 0;border-left:none;align-items:flex-start;gap:10px;padding:.5rem 0;display:flex}.styled-list.simple li i{color:var(--accent);margin-top:5px;font-size:1.1rem}.benefits-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:25px;margin:30px 0;display:grid}.benefit-card{background:var(--light);border-radius:var(--border-radius);transition:var(--transition);border-top:4px solid var(--accent);padding:25px}.benefit-card:hover{transform:translateY(-5px);box-shadow:0 10px 20px #0000001a}.benefit-card i{color:var(--accent);margin-bottom:20px;font-size:2.5rem;display:block}.benefit-card h3{margin-bottom:15px;font-size:1.4rem}.eligibility-checklist{border-left:4px solid var(--accent);border-radius:0 var(--border-radius)var(--border-radius)0;background-color:#0d9e6d0d;margin:30px 0;padding:25px}.eligibility-checklist h3{color:var(--accent);align-items:center;gap:10px;margin-bottom:20px;font-family:Inter,sans-serif;font-size:1.2rem;display:flex}.checklist{padding-left:0;list-style:none}.checklist li{align-items:flex-start;gap:15px;margin-bottom:15px;display:flex}.checklist li i{color:var(--accent);margin-top:4px;font-family:"Font Awesome 6 Free";font-size:1.2rem;font-weight:900}.timeline{margin:40px 0;padding-left:30px;position:relative}.timeline:before{content:"";background-color:var(--accent);width:2px;position:absolute;top:0;bottom:0;left:9px}.timeline-item{margin-bottom:30px;padding-left:30px;position:relative}.timeline-item:last-child{margin-bottom:0}.timeline-item:before{content:"";background-color:var(--accent);width:20px;height:20px;box-shadow:0 0 0 2px var(--accent);border:4px solid #fff;border-radius:50%;position:absolute;top:5px;left:-1px}.timeline-item h3{margin-bottom:10px}.process-steps{flex-direction:column;gap:25px;margin:30px 0;display:flex}.step{background:var(--light);border-radius:var(--border-radius);gap:20px;padding:25px;display:flex}.step-number{background-color:var(--accent);color:#fff;border-radius:50%;justify-content:center;align-items:center;min-width:50px;height:50px;font-size:1.5rem;font-weight:700;display:flex}.step-content h3{margin-top:0;margin-bottom:10px}.sidebar-widget .quick-facts ul{padding:0;list-style:none}.sidebar-widget .quick-facts li{border-bottom:1px solid #1a3a5f1a;padding:10px 0}.sidebar-widget .quick-facts li:last-child{border-bottom:none}.sidebar-widget .checklist-widget{padding:0;list-style:none}.sidebar-widget .checklist-widget li{padding:10px 0}.sidebar-widget .checklist-widget i{color:var(--accent);margin-right:10px}.content-page .intro-text{text-align:center;color:var(--gray);max-width:800px;margin-bottom:3rem;margin-left:auto;margin-right:auto;font-size:1.1rem}.education-section{margin-bottom:3rem}.education-section p+.styled-list{margin-top:1.25rem}.styled-list{padding-left:0;list-style:none}.styled-list li{background:var(--light);border-radius:var(--border-radius);border-left:4px solid var(--accent);margin-bottom:1rem;padding:1.5rem}.styled-list h3{margin-top:0;margin-bottom:.5rem;font-size:1.2rem}.styled-list.ordered{counter-reset:step-counter}.styled-list.ordered li{padding-left:3.5rem;position:relative}.styled-list.ordered li:before{counter-increment:step-counter;content:counter(step-counter);background:var(--accent);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:2rem;height:2rem;font-family:Inter,sans-serif;font-weight:700;display:flex;position:absolute;top:1.5rem;left:1rem}.definition-list dt{color:var(--primary);margin-top:1rem;font-size:1.1rem;font-weight:700}.definition-list dd{border-left:2px solid var(--light-gray);margin-bottom:1rem;margin-left:0;padding-left:1.5rem}.faq-list .faq-item-static{border-bottom:1px solid var(--light-gray);margin-bottom:1.5rem;padding-bottom:1.5rem}.faq-list .faq-item-static:last-child{border-bottom:none;margin-bottom:0}.faq-list .faq-item-static h3{margin-bottom:.5rem;font-size:1.2rem}.section-footer{background:var(--light);border-radius:var(--border-radius);margin-top:1.5rem;padding:1rem;font-style:italic}.dti-result-display,.results-container{margin-top:2rem}.dti-percentage{color:var(--primary);font-size:3rem;font-weight:700}.remove-debt-btn{color:#ef4444;cursor:pointer;width:30px;height:30px;transition:var(--transition);background:#fee2e2;border:none;border-radius:50%}.remove-debt-btn:hover{color:#fff;background:#ef4444}.add-debt-btn{border:2px dashed var(--accent);color:var(--accent);background:0 0}.add-debt-btn:hover{background:var(--accent);color:#fff}.results-comparison{grid-template-columns:1fr 1fr;gap:2rem;display:grid}.result-card{background:var(--light);border-radius:var(--border-radius);border-top:4px solid;padding:2rem}.result-card.avalanche{border-color:var(--accent)}.result-card.snowball{border-color:var(--secondary)}.result-metric{border-bottom:1px solid var(--light-gray);justify-content:space-between;padding:.75rem 0;display:flex}.popup-overlay{z-index:2000;background-color:#1a3a5fcc;justify-content:center;align-items:center;padding:20px;display:flex;position:fixed;inset:0}.popup-container{border-radius:var(--border-radius);background-color:#fff;width:100%;max-width:1000px;max-height:90vh;padding:2.5rem;position:relative;overflow-y:auto;box-shadow:0 10px 30px #0003}.popup-close-btn{color:var(--gray);cursor:pointer;transition:var(--transition);background:0 0;border:none;font-size:2.5rem;line-height:1;position:absolute;top:15px;right:20px}.popup-close-btn:hover{color:var(--dark)}@media (max-width:992px){.header-container nav{z-index:1000;background:#fff;width:300px;height:100%;padding:80px 20px 20px;transition:right .4s ease-in-out;display:none;position:fixed;top:0;right:-300px;box-shadow:-5px 0 15px #0000001a}.header-container nav.nav-open{display:block;right:0}.header-container nav ul{flex-direction:column;align-items:flex-start;gap:0}.header-container nav ul li{width:100%}.header-container nav ul li a{border-radius:var(--border-radius);width:100%;padding:1rem;display:block}.nav-dropdown{width:100%}.nav-dropdown-menu{opacity:1;pointer-events:auto;box-shadow:none;border:none;padding:0;position:static;transform:none}.nav-dropdown-menu a{padding-left:1.5rem}.header-container nav ul li a:hover{background-color:var(--light-gray)}.mobile-nav-toggle{display:block}.content-wrapper{flex-direction:column}}.subpage-hero{padding:60px 0}.blog-post-wrapper{border-radius:var(--border-radius);box-shadow:var(--box-shadow);background:#fff;max-width:900px;margin:0 auto;padding:40px}.blog-post-shell{max-width:980px}.blog-post-page{padding-top:120px;padding-bottom:100px}.blog-post-card{background:#fff;border:1px solid #e7edf5;border-radius:18px;max-width:960px;margin:0 auto;padding:62px 56px;position:static;box-shadow:0 18px 45px #1a3a5f1a}.blog-post-header h1{margin-bottom:18px;font-size:2.8rem}.blog-post-summary{color:#3b4251;margin-top:10px;margin-bottom:32px;font-size:1.08rem;line-height:1.75}.blog-post-header{position:static}.blog-post-body h1{margin-bottom:1rem;font-size:2.2rem}.blog-post-body h2,.blog-post-body h3,.blog-post-body h4{margin-top:1.75rem;margin-bottom:.75rem}.blog-post-body h2{font-size:2.05rem;line-height:1.2}.blog-post-body h3{font-size:1.4rem;line-height:1.35}.blog-post-body h4{font-size:1.2rem;line-height:1.3}.blog-post-body p{color:#2f3640;margin-bottom:1rem;font-size:1.02rem;line-height:1.75}.blog-post-body ul,.blog-post-body ol{color:#2f3640;margin-bottom:1rem;padding-left:1.5rem;line-height:1.7;list-style-type:disc;list-style-position:outside}.blog-post-body ol{list-style-type:decimal}.blog-post-body li{margin-bottom:.6rem}.blog-post-body table{border-collapse:separate;border-spacing:0;border:1px solid #e5e7eb;border-radius:14px;width:100%;margin:1.5rem 0;overflow:hidden}.blog-post-body th,.blog-post-body td{text-align:left;border:1px solid #e5e7eb;padding:12px 14px}.blog-post-body th{background:#f7f9fc;font-weight:700}.cta-box{background:linear-gradient(135deg,#f7fafb 0%,#eef3f7 100%);border:1px solid #e5e7eb;border-radius:14px;justify-content:space-between;align-items:center;gap:16px;margin-top:2.5rem;padding:24px;display:flex}.cta-box h3{margin:0 0 6px;font-size:1.2rem}.cta-box p{color:#3b4251;margin:0}.cta-button{color:#fff;background:#0d9e6d;border-radius:10px;padding:12px 18px;font-weight:700;text-decoration:none;transition:background .2s,transform .2s;display:inline-block}.required-indicator{color:#e63946}.cta-button:hover{background:#0b8a5e;transform:translateY(-1px)}.debt-input-row{grid-template-columns:2fr repeat(3,1fr) auto;align-items:center;gap:.75rem;margin-bottom:.75rem;display:grid}.debt-input-row input{width:100%}.remove-debt-btn{color:#ef4444;cursor:pointer;background:#fff;border:1px solid #e5e7eb;border-radius:10px;justify-content:center;align-items:center;width:36px;height:36px;font-size:1.1rem;font-weight:700;transition:background .2s,color .2s,box-shadow .2s;display:inline-flex}.remove-debt-btn:hover:not(:disabled){color:#dc2626;background:#fff5f5;box-shadow:0 4px 10px #ef444426}.remove-debt-btn:disabled{opacity:.4;cursor:not-allowed}.blog-post-date{text-transform:uppercase;letter-spacing:.16em;color:#6b7280;margin-bottom:12px;font-size:.85rem;font-weight:600}.breadcrumb{color:#6b7280;align-items:center;gap:8px;margin-bottom:20px;font-size:.95rem;display:flex}.breadcrumb a{color:#2563eb;font-weight:600;text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.breadcrumb-current{color:#4b5563;font-weight:600}@media (max-width:768px){.header-container{padding:15px 0}.hero h1{font-size:2.5rem}.hero-btns{flex-direction:column;align-items:center}.form-grid,.results-comparison{flex-direction:column;grid-template-columns:1fr}.debt-input-row{border:1px solid var(--light-gray);border-radius:var(--border-radius);grid-template-columns:1fr;gap:.5rem;padding:1rem}.debt-input-row .remove-debt-btn{grid-area:1/1;justify-self:end}.pros-cons,.step{flex-direction:column}}@media (min-width:992px){.content-wrapper{flex-direction:row}}.dashboard-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-bottom:2rem;display:grid}.dashboard-card{color:#0f172a;background:#fff;border:1px solid #e5e7eb;border-radius:14px;padding:16px 18px;text-decoration:none;transition:transform .15s,box-shadow .15s,border-color .15s;display:block;box-shadow:0 6px 18px #0000000f}.dashboard-card h3{margin:0 0 6px;font-size:1.05rem}.dashboard-card p{color:#475467;margin:0;line-height:1.5}.dashboard-card:hover{border-color:#0d9e6d;transform:translateY(-2px);box-shadow:0 10px 24px #0d9e6d24}.section-card{background:#fff;border:1px solid #e5e7eb;border-radius:14px;padding:24px;box-shadow:0 12px 30px #0000000a}.eligibility-page{background:#f6f8fb;padding:clamp(2rem,4vw,4rem) 0 5rem}.eligibility-shell{max-width:980px}.eligibility-header{text-align:center;margin-bottom:1.5rem}.eligibility-header h1{color:#1b2b48;margin-bottom:.4rem;font-size:clamp(2rem,3.2vw,2.6rem)}.eligibility-header p{color:#5d6b82;margin:0}.eligibility-underline{background:linear-gradient(90deg,#009444,#00b262);border-radius:999px;width:88px;height:4px;margin:1rem auto 0}.eligibility-card{background:#fff;border-radius:14px;padding:clamp(1.5rem,2.5vw,2rem);box-shadow:0 14px 60px #1b2b4814}.eligibility-form{flex-direction:column;gap:1.25rem;display:flex}.eligibility-grid{grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem 1.25rem;display:grid}.eligibility-field{color:#2f3d59;flex-direction:column;gap:.45rem;font-weight:600;display:flex}.eligibility-field select,.eligibility-field input{color:#1b2b48;background:#fdfefe;border:1px solid #d8e0ec;border-radius:10px;width:100%;padding:.9rem .85rem;font-size:.98rem;transition:border-color .2s,box-shadow .2s}.eligibility-field select:focus,.eligibility-field input:focus{border-color:#00a357;outline:none;box-shadow:0 0 0 3px #00a3571f}.eligibility-submit{color:#fff;cursor:pointer;background:#009444;border:none;border-radius:10px;align-self:center;padding:.9rem 1.8rem;font-size:1rem;font-weight:700;transition:background .2s,transform .1s}.eligibility-submit:hover{background:#0f703a}.eligibility-submit:active{transform:translateY(1px)}.eligibility-result{background:#f1fbf5;border:1px solid #cfeede;border-radius:12px;margin-top:1.5rem;padding:1.2rem 1rem}.eligibility-result h3{color:#1b2b48;margin:0 0 .35rem}.eligibility-result p{color:#26415f;margin:0 0 .6rem}.eligibility-result ul{color:#2f3d59;margin:0;padding-left:1.1rem}.contact-form{flex-direction:column;gap:1rem;margin:1.5rem 0 2rem;display:flex}.contact-form label{color:#2f3d59;flex-direction:column;gap:.4rem;font-weight:600;display:flex}.contact-form input,.contact-form textarea{border-radius:var(--border-radius);background:#fff;border:1px solid #d8e0ec;padding:.9rem .95rem;font-size:1rem;transition:border-color .2s,box-shadow .2s}.contact-form input:focus,.contact-form textarea:focus{border-color:#00a357;outline:none;box-shadow:0 0 0 3px #00a3571f}.testimonial-grid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;display:grid}.testimonial-card{background:#fff;border:1px solid #e5e7eb;border-radius:14px;padding:20px 22px;position:relative;overflow:hidden;box-shadow:0 12px 32px #0000000f}.testimonial-quote{color:#253348;margin:0 0 14px;padding-left:14px;font-style:italic;line-height:1.65;position:relative}.testimonial-name{color:#1a3a5f;margin:0;font-weight:700}.testimonial-card:before{content:"“";color:#1a3a5f14;font-size:48px;font-family:var(--font-playfair),"Playfair Display",serif;position:absolute;top:-8px;left:12px}.hover\:text-white:hover{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity,1))}@media (min-width:768px){.md\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:1024px){.lg\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}.lg\:py-20{padding-top:5rem;padding-bottom:5rem}}